It may come as no big surprise that you wouldn’t have much luck trying to purchase flood insurance for your home on a barrier island in the middle of a catastrophic hurricane. However, let’s say [...]

Insurance is purchased for almost every aspect of our lives from health and disability to our homes and cars in order to protect us from a liability or bad event that could be financially [...]

In early September I wrote about the effects of uncertainty on financial markets and investing. There is a high level of correlation between fear and ambiguity, which the recent market downturn [...]

On a recent trip to the Baltimore/Washington D.C. region, I had the opportunity to meet with several financial advisors over lunch to discuss their methods of mitigating risk within their credit [...]

John walks into a deli and asks what sandwiches are available. The counter guy responds that there are two choices: A turkey hoagie or pastrami on rye. John replies that he will have the turkey [...]

Barron’s wrote a cover article, “The Annual 50 Best Annuities Review”, in their July 22, 2018 edition with a section that highlighted the growing success of Structured Annuities. The article [...]

One of the ultimate strategies for a concentrated position is the zero-cost collar. The scenario presents itself when an investor has a large position, typically due to a job at a publicly traded [...]

“Buffer annuities will continue to grow in popularity: Blackrock research finds that 39 percent of retirement savers would move further away from their cash holdings if their capital was [...]

February was a good test run for the inevitable market downturn. After being on cruise control for approximately two years the fear of inflationary pressures combined with quickly rising rates [...]

Downside protection in a portfolio is a key need for many clients. Whether simply due to a conservative investor approaching retirement (e.g., 55 – 65+ group) or views that the market may be long [...]